A while ago I sat down with Credit Cafe Experian expert Joe Green and presenter Darren Beach to talk about simple tips for budgeting when you are starting a family, as simple things really can be game changers.
When you are starting a family there are so many things that can be on your mind, some important, some you might be stressing about now, but will later on realize how meaningless they really were (we have all been there).
Finances are one thing that should be on your mind and trust me, it’s better to have a plan beforehand. By that, I don’t mean you would need to have a financial plan for every penny spent or invested until your kids graduate and move out, but just some key pointers.
Simple tricks can make a whole lot of a difference in how you handle your budget, and can tip the scale from making the ends meet, to being able to pay interest for any loans you might have. It’ll also mean you can still afford that extra thing in the month, be it a book to read to your child to make those lasting childhood memories, or a small trip for the whole family. The best thing about simple approaches is they usually work, as we can stick to them.
Intrigued what we talked about? Watch the video here, where we discuss it all!
You see? Easy! There’s absolutely no reason you shouldn’t start with some of these today.
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See you next time.
Helen
Helen is a mum to two, social media consultant, and website editor; and this site is (we think) the only Social Enterprise parenting magazine! Since giving up being a business analyst when juggling travel, work and kids proved too complicated, she founded KiddyCharts so she could be with her kids, and use those grey cells at the same time. KiddyCharts has reach of over 1.1million across social and the site. The blog works with big family brands (including travel) to help promote their services, as well as offering free resources to parents of kids under 10. It gives 51%+ profits to Reverence for Life, who fund a number of important initiatives in Africa, including bringing running water and basic equipment to a school in Tanzania. Helen has worked as a digital marketing consultant (IDM qualified) with various organisations, including Channel Mum, Truprint, Talk to Mums, and Micro Scooters. She loves to be creative in the brand campaigns she works on. Get in touch TODAY!
michael
Monday 18th of April 2016
However much you think it is going to cost to have a child, double it!
Mp3 Mans3
Wednesday 6th of April 2016
Finances are one thing that should be on your mind and trust me, it’s better to have a plan beforehand. By that, I don’t mean you would need to have a financial plan for every penny spent or invested until your kids graduate and move out, but just some key pointers.